Category Archives for "Uncategorized"

Mar 25

Book Review: Your Complete Guide to a Successful & Secure Retirement, Larry E. Swedroe & Kevin Grogan

By Steven Smith | Peak Thoughts , Uncategorized

One of the great influences in my practice has been Larry Swedroe. (Another, of course, was the late John Bogle). Fifteen years ago, I started this practice by giving away copies of one of Larry’s first books, The Successful Investor Today, 14 Simple Truths You Must Know When You Invest (St. Martin’s Press 2003). (I […]

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Nov 16

The IRA Charitable Rollover – Laserlike Tool for the Seasoned Philanthropist

By Steven Smith | Peak Thoughts , Philanthropy , Tax Planning , Uncategorized

‘Tis the season…for charitable giving. In our last post, we discussed the basics of the new tax law, its possible effects on charitable donations and the concept of “bunching” and a Donor Advised Fund as a workaround. Today we address the IRA charitable rollover – or, more technically, the qualified charitable distribution (QCD). IRA Goes […]

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Nov 06

Regaling the Donor Advised Fund – The Swiss Army Knife of Charitable Giving

By Steven Smith | Peak Thoughts , Philanthropy , Uncategorized

Nothing sharpens the mind like a deadline. Sometime around Halloween, when we have a couple of months left in the year, we begin to think in earnest about our charitable giving. On account of the charitable contribution deduction on Schedule A of the 1040 individual income tax return, many taxpayers scramble to complete their charitable […]

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Oct 29

Where are you on the Spectrum of Financial Dependence and Independence?

By Steven Smith | Financial Lifestyle , Meanderings , Uncategorized

Where are you on the Spectrum of Financial Dependence and Independence? (H/T to financial planning guru Michael Kitces for including this article by Morgan Housel in his October 19, Weekly Reading for Financial Planners.) Continuums I love continuums. Or is it contiua? You’ve seen a million of them. They are generally represented graphically, in an […]

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