Category Archives for "Wealth Management"

Nov 16

The IRA Charitable Rollover – Laserlike Tool for the Seasoned Philanthropist

By Steven Smith | Peak Thoughts , Philanthropy , Tax Planning , Uncategorized

‘Tis the season…for charitable giving. In our last post, we discussed the basics of the new tax law, its possible effects on charitable donations and the concept of “bunching” and a Donor Advised Fund as a workaround. Today we address the IRA charitable rollover – or, more technically, the qualified charitable distribution (QCD). IRA Goes […]

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Nov 06

Regaling the Donor Advised Fund – The Swiss Army Knife of Charitable Giving

By Steven Smith | Peak Thoughts , Philanthropy , Uncategorized

Nothing sharpens the mind like a deadline. Sometime around Halloween, when we have a couple of months left in the year, we begin to think in earnest about our charitable giving. On account of the charitable contribution deduction on Schedule A of the 1040 individual income tax return, many taxpayers scramble to complete their charitable […]

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Sep 07

Fidelity’s Zero Cost Index Funds – Much Ado About Nothing?

By Steven Smith | Investment Management , Meanderings , Wealth Management

On August 1, 2018, Fidelity Investments, by introducing two zero-management fee index funds, seemingly fired a shot across the bow of the 18th century vessel that is Vanguard’s vaunted logo. For over forty years, Vanguard, the shareholder-owned behemoth has led the way in reducing the cost of investing to a level approaching zero. The Admiral […]

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Jan 14

4th Quarter Client Note – Preparing for an Inevitable Bear Market

By Steven Smith | Financial Lifestyle , Financial News , Investment Management , Newsletters

Global equity markets defied predictions – and perhaps even gravity – in 2017. The S & P 500 (total return) index increased 21.83%, landing in the top third best performances in its history. Foreign markets, buoyed by a falling dollar, performed even better. The MSCI World ex USA (net dividends) Index gained 24.21%. The MSCI […]

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